heartland injury law

Uninsured And Underinsured Motorists

Are you hurt and in need of legal help in Missouri or Illinois? Attorney Michael J. Sudekum at Heartland Injury Law is here to protect your rights with compassion and unmatched expertise.

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Get Compensation After A Crash Through An Uninsured Motorist Claim If Necessary

The unfortunate reality of vehicle accidents is that sometimes, the at-fault driver doesn’t have adequate insurance coverage. Even though it’s required by both Missouri and Illinois state laws, some drivers choose to carry very little insurance or no insurance at all. When this happens, a skilled personal injury attorney can help people advocate for themselves to ensure they get the coverage they need.

At Heartland Injury Law, attorney Mike Sudekum​ can work with the insurance company on the firm’s clients’ behalf. He has years of experience litigating complicated cases and will work closely with you throughout every step of the process.

What To Do If The At-Fault Driver Is Underinsured

When someone is in an accident with an uninsured or underinsured driver, they may make a claim against their own automobile insurance policy. Typically, the driver who isn’t at fault should be able to make a claim without their rates being raised. The insurance company provides compensation in place of the uninsured driver. However, be aware that some insurance companies may try to avoid coverage or offset the purchased (UI/UIM) coverage by any amount received from the at-fault driver. You need an attorney on your side to protect your full rights.

Mr. Sudekum has the experience to skillfully negotiate with insurance companies and advocate for the maximum amount of compensation that injured people are eligible for.

Learn How To Get Your Claim Started

The legal team at Heartland Injury Law has helped countless people throughout the region make claims after accidents with underinsured drivers. Led by Mr. Sudekum, our team members will work on the necessary evidence, build a case and communicate with the relevant insurance company on their clients’ behalf to help them get the resources they need to recover.

To speak with an experienced legal adviser about your car accident case, call 314-621-1701 today or send a message online.