FAQ – Who Will Pay The Medical Bills For My Injuries?
Personal injury policies may seem straightforward but when an accident occurs, things can get complicated in a hurry. Compensation through personal injury claims has become increasingly complex in recent years. As a result, there are many traps that may ultimately impact the amount of money you actually receive for your personal injury case. There is much at stake, especially when injuries are severe or catastrophic.
Heartland Injury Law is a valuable resource for you after an accidental injury in Missouri. Let’s start by reviewing some basic questions and answers about getting medical bills paid after a motor vehicle accident or another type of accident, as follows:
What is the quickest way to get started having my medical bills paid after a crash?
While it may seem like the insurance company of the other driver should pay for your medical bills, in most cases, the company will not voluntarily pay these bills. The easiest way to get started getting your medical bills paid to first submit your expenses to your health insurance.
If you do not have health insurance, there are some medical providers who treat accident victims on a lien basis and receive payment at the end of the case.
Why should I submit bills to my health insurance if I believe I may get compensation through Med-Pay?
Many people are hesitant to use their own insurance to pay for medical treatment; however, by using your own health insurance, you will be able to seek continuous care without waiting for authorization from an insurance company that is investigating the accident. Your personal finances will be protected from unpaid medical bills, at least in the beginning.
Why should I worry about filing an injury claim if my health insurance will pay the bills?
For many Missouri residents, a critically important source of payment of medical bills after a car accident is medical payment coverage (Med-Pay). This may be part of another driver’s insurance or yours. At the conclusion of your case, subrogation issues may require you to repay your health insurance for money spent on your treatment. This is why legal advice and a well-managed injury claim matter.
What should I do if an insurance company asks me to sign a release before I receive compensation?
‘I Have More Questions. Who Can Help?’
The questions and answers on this page are for illustration purposes only. Your own case may be more complicated. Before you make any decisions, request a free consultation with an experienced attorney at Heartland Injury Law. Call 877-463-8998 or send a quick message for a direct response.